New Build Conveyancing
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COVID-19: Will the pandemic affect my mortgage?
With headlines reporting that the UK mortgage market is in ‘lockdown’, it’s understandable you may be concerned about your ongoing or existing mortgage application.Can I still apply for a mortgage? Lenders such as Nationwide are… Read More
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Modern Methods of Construction: Modular Homes
Following the Business Secretary's recent visit to Leeds, the government is championing a drive to make the North of England the world leader in modular homes. But what are modular homes and how will they affect home buyers? Similar to… Read More
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What would a reservation agreement mean for buyers and sellers?
The government may begin trialling reservation agreements next year in an effort to streamline the house buying and selling process. Currently an estimated 33% of property sales fall through. The government has been researching the… Read More
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The clock is ticking for Help to Buy ISAs
From 30th November 2019, Help to Buy ISAs will be closed to new customers. First time buyers can still open an account between now and the deadline, if they don’t already have one. Help to Buy ISAs were introduced in 2015 to help… Read More
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Is it wise to agree to a simultaneous exchange and completion date?
Many people find moving house stressful because they fear their sale and/or purchase may not go through. In order to give some certainty, there are two distinct stages: Exchange of contracts – this is when the parties… Read More
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What are the Stamp Duty implications when buying a second home?
If you own a house, chances are you’ll have paid Stamp Duty Land Tax (SDLT) at the time of purchase (unless you were a first-time buyer*). However, did you know you’re still required to pay SDLT on any additional properties you buy?… Read More
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Will a septic tank cause a stink when I buy or sell a house?
If you own a property which drains into a septic tank you may have received correspondence from the Environmental Agency advising you to replace your system.
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What should I know about chancel repair liability?
‘Chancel repair liability’ is an archaic law requiring some property owners to contribute to the cost of repairing a medieval church. The ‘chancel’ is the area around the altar in a parish church. The obligation to pay is attached… Read More
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What do I need to consider when buying a house with solar panels?
Taking care of the environment by reducing our reliance on fossil fuels has been a major focus in recent years. If you’re looking to buy a house, you may be looking for a property with a good energy efficiency rating. There may also be a… Read More
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Celebrating a 50 year long-service award
We’re very proud to be celebrating a unique long-service award. Solicitor John Field has become our longest-serving team member, reaching 50 years’ long-service this February. John joined Emsleys (which was then known as Emsleys… Read More
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Why should coal mining affect my house purchase?
On a recent visit to the National Coal Mining Museum a retired miner told me the whole of Yorkshire is held up by steel props. Given the extent of coal mining during and after the industrial revolution this may not be as far fetched as it… Read More
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Jargon buster: Conveyancing
Are you selling your property or looking to buy your next house? Throughout the process you may encounter some unfamiliar words and phrases. We’ve put together an A-Z of property buying and selling to help make sense of it all:… Read More